Chapter 4 – THE BANK RECORDS

The manila folder slipped from my hands, spilling the bank statements onto the floorboards.

“No,” I whispered, the word barely escaping my lips. “No, this is impossible. My brother is a college student. He doesn’t know anything about offshore accounts or syndicates!”

Luca kept his eyes on the dark highway, his jaw set in a hard line. “The account was opened four years ago, Emily. Exactly one week after you pulled Sophie out of that fire.”

My stomach plummeted.

Four years ago. The exact time my mother had suddenly found the money to pay for my brother’s entire tuition upfront. She had told me it was a forgotten life insurance policy from our father.

Had she lied?

“Mr. Moretti, I swear to you, my brother has nothing to do with this!” I pleaded, tears burning my eyes. “Vanessa must have stolen his identity to frame us! She left a ticket to Italy in my room tonight. She’s trying to make it look like we’re thieves!”

Luca glanced at me, his dark eyes searching my face in the dim light of the dashboard.

“I believe you,” he said quietly.

I blinked, stunned. “You do?”

“Vanessa is desperate. She knows I’ll tear the city apart to find her, so she needs a scapegoat. She’s using your family to cover her tracks.” Luca’s knuckles turned white on the steering wheel. “But there is something she doesn’t know.”

“What?”

“Before my first wife, Elena, died… she left me a message.”

Sophie perked up in the backseat. “Mommy left a message?”

Luca nodded, looking at his daughter in the rearview mirror. “She left a voicemail on my private line the night of the fire. She said she had found the embezzler. She said she hid the proof in a safe deposit box at the First National Bank downtown.”

“Did you get it?” I asked.

“I tried,” Luca said bitterly. “But the bank manager said the box required a physical key. A specialized brass key. I tore Elena’s house apart looking for it, but the fire had destroyed everything. I thought the key melted in the blaze.”

Sophie suddenly gasped.

She reached into her coat pocket and pulled out the stuffed white rabbit. The one I had saved from the fire.

She stared at it, her eyes wide.

“Sophie?” I asked gently. “What is it?”

“When Vanessa locked me in my room that night,” Sophie whispered, “she asked the man if he should check the safe. I heard them opening it down the hall. But Mommy had already given me something to hold.”

Sophie dug her small fingers into the seam of the rabbit’s missing ear.

The fabric had been torn and stitched back together with clumsy, uneven thread.

With a hard pull, Sophie ripped the seam open.

She reached inside the stuffing.

And pulled out a heavy, antique brass key.

Luca slammed on the brakes, pulling the SUV over to the shoulder of the highway. He stared at the key in his daughter’s hand, utterly speechless.

“Mommy told me to put it in Bunny’s ear,” Sophie said softly, handing the key to her father. “She said Bunny would keep it safe until you came home.”

Luca closed his eyes, his chest rising and falling as he gripped the key. The grief of four years washed over his face, mixed with a profound, staggering relief.

Elena hadn’t just saved the proof. She had trusted her daughter to protect it.

“Thank you, sweetheart,” Luca whispered, kissing Sophie’s forehead.

He put the SUV back in gear and merged onto the highway, driving faster now.

“Where are we going?” I asked.

“To the bank,” Luca said, his voice cold as ice. “We are finishing this tonight.”

Thirty minutes later, Luca pulled into the private underground garage of the First National Bank. As a top client, Luca had 24-hour access.

He left two of his armed guards—men he had summoned via a secure line—standing by the SUV to protect Sophie.

“Stay here, Emily,” Luca commanded. “Keep the doors locked.”

He walked into the vault elevator alone.

I sat in the passenger seat, my heart racing, watching the elevator numbers tick up.

But as I sat there, something bothered me.

If Vanessa had set up the offshore account in my brother’s name four years ago… how did she know who I was?

I didn’t meet Vanessa until I applied for the maid position eight months ago. When I saved Sophie, I was rushed to the hospital. I never gave my name to the police. I was a Jane Doe.

Someone else had to have found out who I was.

I pulled out my phone and dialed my brother’s number.

He picked up on the second ring. “Emily? Are you okay? Two huge guys in suits just moved me to a Marriott downtown!”

“I’m fine, Leo. Listen to me very carefully. When Mom paid for your college four years ago, did she say exactly where the money came from?”

Leo hesitated. “She said it was Dad’s insurance.”

“Leo, tell me the truth.”

He sighed. “Okay. A few days after you got burned in that fire, Mom got a visitor at the hospital. A lawyer. He said an anonymous donor wanted to thank you for saving that little girl. He gave Mom a check for a hundred thousand dollars.”

My blood ran cold. “Did he leave a card? A name?”

“No. But he left a weird family heirloom as collateral until the check cleared. Mom kept it in her jewelry box. It’s an old silver pocket watch.”

I stopped breathing.

“Emily?” Leo asked. “Are you there?”

“Does the watch have initials on the back?” I choked out.

“Yeah,” Leo said. “D.M.”

Dante Moretti.

Luca’s younger brother.

I dropped the phone.

Vanessa wasn’t the mastermind. Dante was.

Suddenly, the elevator doors in the garage pinged open.

Luca walked out, holding a thick ledger book. He looked victorious.

But behind him, stepping out of the shadows of the concrete pillars, were five men armed with assault rifles.

And leading them was Dante Moretti.

“Hello, big brother,” Dante smiled, cocking his gun. “I’ll take that ledger now.”

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